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Salary Top Up

Additional liquidity for unplanned expenses

Offer advance via Salary Top Up for your workforce and without any company liability

Attract & retain talent

Zero cost or liability

Free up company capital 

Why Salary Top Up

Salary Top Up gives your employees the option to access 1.5x their salary, payable in easy monthly installments - enabling them to meet any large expenses without taking high interest loans

Enables financial
flexibility

24x7
availability

Easy access
to credit

The ultimate combination for employee financial well-being

The ultimate combination for employee financial well-being

Salary On-Demand is perfect for moderate expenses

Salary Top Up is made for bigger expenditures

Salary On-Demand is perfect for moderate expenses

Health

Down Payments

₹₹₹

EMIs

Salary Top Up is made for bigger expenditures

Renovations

₹₹₹₹

School Fees

₹₹

Wedding

₹₹₹₹₹

The ultimate combination for employee financial well-being

The ultimate combination for employee financial well-being

Salary On-Demand is perfect for moderate expenses

Salary Top Up is made for bigger expenditures

Salary On-Demand is perfect for moderate expenses

Health

EMIs

School Fees

₹₹

Salary Top Up is made for bigger expenditures

Down Payments

₹₹₹

Renovations

₹₹₹₹

Wedding

₹₹₹₹₹

Key benefits for employers

A zero liability employee wellness solution to up your wellness quotient

Zero liability

Refyne credits the employee a/c

Free up capital

Unblock cash used to pay advances

Avail anytime

Top up processed anytime during the month

Smooth integration

Multiple, flexible ways to integrate into your HRMS

Zero cost

No cost incurred by employers

Zero logistics

Free up team
resources

Greater liquidity for life’s
important purchases

Employees can avail Salary Top Up within minutes

Up to 1.5x of salary

Payment in easy installments

Quick disbursals

Helps build credit score

Quick access to credit

Alleviate financial stress

Next-level financial wellness solutions for modern companies